610 S Rome Ave # 503, Tampa, FL 33606 (MLS # M5814614)

Short Sale- The ulitimate hyde park location. The Valencia building was completed in 2006. This unit is loaded, and has an incredible view of downtown tampa from the huge 500sqft lanai. 2 secured parking spots, and in excellent conditon Hard wood floors, real wood plantation shutters, granite countertops, maple cabinets, garden tub. A must see priced to sell quick. Call today to see this great unit at a great price. Listing price Short Sale. Listing price may not be sufficient to pay the total of all liens and costs of sale, and sale of property at full listing price may require approval of seller's lender.

Property Type(s): Residential / All, Residential / Condo

Price History

Additional Details

Features

Location

Listing information deemed reliable but not guaranteed. Read full disclaimer.

Listed with COLDWELL BANKER RESIDENTIAL RE

(view all details for MLS # M5814614)

Great home for a first time home buyer, or as a investment property. Good rental history with current owner.

This is a one mortgage short sale with an experienced team to handle all aspects of the sale. Come take a look today!

Call Joe Murphy today to see this great Bradenton Short Sale.

Joe Murphy is a short sale expert in Bradenton, FL.

941-780-3260

Listing price may not be sufficient to pay the total of all liens and costs of sale, and Sale of Property at full listing price may require approval of seller’s lender(s).

1219 57th E St, Bradenton, FL 34208 (MLS # M5814541)

Short Sale- located on morgan johnston road. big corner lot, home has a lot of potential, and no deed restrictions either. Listing price may not be sufficient to pay the total of all liens and costs of sale, and Sale of Property at full listing price may require approval of seller's lender(s).

Property Type(s): Residential / All, Residential / Single Family

Price History

Additional Details

Features

Location

Listing information deemed reliable but not guaranteed. Read full disclaimer.

Listed with COLDWELL BANKER RESIDENTIAL RE

(view all details for MLS # M5814541)

Posted via email from Joe Murphy Knows Real Estate in Bradenton

Short sale Single mortgage short sale in excellent condition. Ready for a new family. This is a one mortgage short sale and their is a professional negotiator in place. Listing price may not be sufficient to pay the total of all liens and costs of sale, and Sale of Property at full listing price may require approval of seller’s lender(s).

Short sale Single mortgage short sale in excellent condition. Ready for a new family. This is a one mortgage short sale and their is a professional negotiator in place. Listing price may not be sufficient to pay the total of all liens and costs of sale, and Sale of Property at full listing price may require approval of seller’s lender(s).

5606 33rd E Ln, Bradenton, FL 34203 (MLS # M5814588)

Short sale Single mortgage short sale in excellent condition. Ready for a new family. This is a one mortgage short sale and their is a professional negotiator in place. Listing price may not be sufficient to pay the total of all liens and costs of sale, and Sale of Property at full listing price may require approval of seller's lender(s).

Property Type(s): Residential / All, Residential / Single Family

Price History

Additional Details

Features

Location

Listing information deemed reliable but not guaranteed. Read full disclaimer.

Listed with COLDWELL BANKER RESIDENTIAL RE

(view all details for MLS # M5814588)

Located in Saddlebag trails near Panther Ridge, in East Manatee County.  This home is about 10-15 minutes to I-75, and is an easy commute to Sarasota, or Bradenton.

Saddlebag trails is a very nice equestrian community.  Bring your horses here

This home also features a sauna, in the master bathroom.

The Kitchen is a real center piece of the home, spacious, and upgraded to keep everyone happy.

Call Joe Murphy Today to schedule a private showing.  941-780-3260

MLS # M5812498 in Myakka City, FL 34251

Would you like a NEW home, on 10acres? Not a short sale too. Located in Saddlebag Trail, just past Panther Ridge in east manatee county. This custom home was just completed, and the owners really didn't spare anything in doing this home. I Tray ceilings can be found everywhere, Huge open kitchen makes a great gathering place. This is a very spacious home, with volume ceilings. Nice big bonus room, and plenty of covered lanai areas. The master suite has a great bathroom complete with a sauna. The property has a stocked pond, and plenty of elbow room. Horses are welcome here.

Property Type(s): Residential / All, Residential / Single Family

Price History

Schools

Additional Details

Features

Location

Listing information deemed reliable but not guaranteed. Read full disclaimer.

Listed with COLDWELL BANKER RESIDENTIAL RE

(view all details for MLS # M5812498)

Data provided by
See more school information from Education.com

• Elementary {1}

Elementary Schools in myakka city, FL

1 Elementary Schools found in the area.

School	Type	Grade Level	Enrollment	Students per Teacher
Myakka City Elementary School Phone: (941) 708-5515 37205 Manatee Ave, Myakka City, FL 34251	Public	PK, K-5	352	15

 $54,000 -2700 Coconut Bay Lane Unit 1A

 This is located in the Sarasota Palms condo complex, near the corner of Tuttle, and Fruitville.  You can ride a bike, or even walk to downtown from this location. 

 This unit went pending quickly last month, with a contract at 49,000.  Bank of America countered the offer at 53,000, and these buyer decided not to meet the price.  Waiting on paperwork to put it back to active.  Full listing info at the bottom of the email. 

 What I like about the condo:

• 316 a month condo fee is reasonable
• under 800 a year for taxes
• end unit, easy

access in and out, no elevators or stairs to deal with

• great location, minutes to downtown sarasota
• granite countertops in kitchen and bath
• stainless steel appliances too
• nice size bedrooms
• crown molding
• nice neutral, large tile set on the angle
• This is a short sale that should be pretty hassle free.  The lender ( bank of america) has already done their BPO, and they have been very quick to respond back to me.

Please feel free to contact me if you have any interest, or forward to anyone that might consider getting a bargain sarasota condo.

 Thanks,

 Joe Murphy

JOSEPH MURPHY, P.A.
941-780-3260 cell/text

COLDWELL BANKER RESIDENTIAL RE
11215 SR 70 SUITE #105
Bradenton, FL 34202
E-mail: joe@manateemoves.com

01-Res Broker Synopsis

Posted via email from Joe Murphy Knows Real Estate in Bradenton

Where else can you have a morning out golfing come back for lunch at the club, take a dip in your pool, and then go for a relaxing sunset cruise with the dolphins?

1031 Rainbow Ct, Bradenton, FL 34212 (MLS # M5813463)

(all data current as of 7/30/2010)

View Virtual Tour

Price	$849,000
Beds	4
Baths	3 full baths
Home size	3,086 sq ft
Lot Size	15,124 sq ft
Days on Market	72

Immaculate Estate home in Waterlefe featuring golf course views and a private boat dock. Imagine relaxing by your sparkling pool and seeing your boat by your dock, and the pristine golf course views beyond. Truly the best of both worlds. very few properties allow you to have the best of waterfront and golf community living like waterlefe. The Home is a well laid out 4 bedroom, 3 bath home complete with a den, three car garage, summer kitchen, and oversized lanai with heated pool and spa. The owners have taken the care to upgrade the home to the max, and their attention to detail will make you smile. The home may be bought furnished with a separate agreement for those items. A great value in a home that has been lightly used occasionally as a vacation home. It is really better than new condition. Please take your time to view the extensive photos and see for yourself this exquisite home in Waterlefe.

Property Type(s): Residential / All, Residential / Single Family

Last Updated	5/31/2010	Tract	Waterlefe Golf & River Club Un11
Year Built	2004	Community	n/a
Garage Spaces	n/a	County	Manatee
Total Parking	n/a

Additional Details

Taxes	12422	Dining Room (Approx.)	12X14
Family Room (Approx.)	20X15	Kitchen (Approx.)	14X15
Master Bedroom (Approx.)	19X14

Features

Additional Parcel Y/N	No
Air Conditioning	Central, Zoned/Multiple
Appliances Included	Built In Oven, Dishwasher, Disposal, Dryer, Gas Appliances, Hot Water Gas, Microwave, Refrigerator, Washer
Area (Range)	Bradenton
CDD Y/N	Yes
Exterior Construction	Block, Stucco
Financing Available	Cash, Conventional
Fireplace Y/N	No
Floor Covering	Carpet, Ceramic Tile
Foundation	Slab
Heating & Fuel	Central, Fuel - Gas Natural, Zoned/Multiple
Homestead Y/N	No
Interior Features	Blinds/Shades, Ceiling Fan(s), Central Vacuum, Crown Moulding, In Wall Pest System, Smoke Alarm(s), Solid Surface Counters, Solid Wood Cabinets, Tray Ceiling, Walk In Closet, Washer/Dryer Hookup, Window Treatment
Interior Layout	Formal Dining Room Separate, Formal Living Room Separate, Kitchen/Family Room Combo, Mstr Bedroom Downstairs, Open Plan, Split Bedroom, Volume Ceilings
Kitchen Features	Breakfast Bar, Closet Pantry, Desk Built In, Walk In Pantry
Listing Type	Exclusive Right to Sell
Location	Cul-De-Sac, Golf Course View, Sidewalk
LSC List Side	Manatee
Master Bath Features	Dual Sinks, Garden Bath, Tub with Separate Shower Stall
Minimum Lease	1 Month
MLS Area - Zip	Bradenton
New Construction	No
Originating Board ID	Manatee
Pool (Home) Y/N	Yes
Pool Type	Child Safety Fence, Gunite/Concrete, Heated Pool, Screen Enclosure
Property Description	One Story
Property Style	Single Family Home
Property Type	Residential
Realtor Info	CDD Addendum required
Record Delete Flag	No
Special Listing Type	Not Applicable
Special Sale Provision	None of the Above
Special Tax Dist.Y/N (Tampa	No
Square Foot Source	Public Records
Status	Active
SW Subdv Community Name	Waterlefe Golf& River Club
Total Acreage	1/4 Acre to 1/2 Acre
Utilities Data	BB/HS Internet Avail, Cable Connected, Gas, Public Municipal Water, Public Sewer, Public Utilities, Underground
Water Access	Bay/Harbor, Canal - Saltwater, Intracoastal Waterway, Lake, River
Water Access Y/N	Yes
Water Extras Y/N	No
Water Frontage Y/N	No
Water View Y/N	No

Location

Listing information deemed reliable but not guaranteed. Read full disclaimer.

Listed with COLDWELL BANKER RESIDENTIAL RE

(view all details for MLS # M5813463)

The home has a great location.  You can walk to the central sarasota YMCA, and Yoder’s Dutch Kitchen. Downtown is close as are the beaches too.

2300 sqft means that everyone will have space to spread out

The back yard is completely fenced in.

The home has a 10 year old metal roof, and recent updated central system.

Natural Gas cooktop, and water heater is a rare surprise for a home in this area, and price range.

The Kitchen has real Travertine floors too. Something you would never expect to find in this price range for sure!

you could be on of 44%  Sarasota and Bradenton homesowners that is UNDERWATER!  That’s almost half!

As a local Real Estate Expert in Sarasota and Bradenton I have compiled  my “top 4 considerations”.

If you owe more than your home’s value,  you have three choices.

1. Keep on paying your mortgage.
2. Try and get the bank to modify your loan through HAMP
3. Move. If you stop paying your mortgage eventually you will move. Either as a foreclosure (involuntary) or a short sale.

ONE

• Can you afford your current lifestyle?

Is 31%, or more, of your income going to home mortgage expenses?

Then you might be struggling to afford your home. Reseting arm mortgages, layoffs, pay cuts, and unforeseen expenses could all cause your expenses to exceed your income.  If you are paying more than 31% to housing expenses you might qualify for the new loan modification program through The Home Affordable modification Program or HAMP.  This applies to primary homes, and there are other restrictions.

Create a list of required minimum payments on credit cards, mortgage payments, car loans, utilities child care, etc.
Once you have an idea of where the money goes, see if more than 31% goes to your mortgage, and you probably should consider applying for a loan modification.  This is really a great thing if you have an adjustable rate mortgage, or a pick-a-pay or negative amortization mortgage.

TWO
How deep ‘under-water’ are you, and are you willing to ride it out until home prices increase?

• What percentage are you negative?
• How soon will there be a recovery for your neighborhood?
• Do you have a need to move in the near future?

Since H.A.M.P has passed on April 5, 2010 I have seen an increasing willingness and success in lenders doing loan modifications for the homeowner.  In one case our customer was able to get a loan modification that lowered their payment from 1,900 to 1,200. 0% interest for five years and fixed rate thereafter. And the payments that were missed were added to the end of the loan.

It’s great when the lenders are cooperative on aggressive loan modification vs foreclosure. It sure didn’t hurt to show the banks that there was an offer for 30,000 below the payoff. For these owners they were only 20% upside down, they could easily manage the new lower payment, and they had the desire to stay put.

If you can comfortably afford your home what does it really matter what it is worth? The value only matters when you want to sell.
I would be happy to provide you with a comparative market analysis for your property to get a gauge on your homes value and the market forecast of what it will be worth in the future. I suggest including a comparative market valuation of your property and including it with a loan modification or short sale request

THREE

You will have to decide if you can live with the negative credit impact of a short sale.  I think in almost every case a short sale is a much better alternative to a foreclosures, and the secondary lenders agree.
Guidelines have come out from FHA and Fannie Mae that allow people that have done a short sale to potentially qualify for a new home loan in two years.
With the potential for 1 in 4 people having either a foreclosure or bankruptcy the banks will be forced to loosen up their guidelines.

FOUR

I strongly suggest that all my customers seek out appropriate legal and tax advice to discuss potential tax and estate issues of a foreclosure or strategic default. In my experience assisting customers in short sales here in Bradenton I have found that on primary homes there are some major tax exemptions for the 1099-c income.
The lenders can write off the loss in return the IRS looks as that amount as income since you have in essence reduced your debt and kept the Asset.
For anyone considering short selling an investment or second home I think it should be required to retain legal advice. I have great attorneys and an accountant to recommend. Their fees are reasonable and in cases of financial hardship the fees can be reduced or eliminated.

I suggest that you consider evaluating your housing situation for today and in the future, and get an update on the value of your home.

If you would like to get weekly updates on your home’s value, and local market activity, please sign up here.

There is no charge for my services in short sales or consultation for loan modification.  I believe in building business through goodwill.  Many of the homeowners that I have been able to help have recommended me to their friends and family in the same situation.

If you would like a more accurate Comparative Market Evaluation, or a consultation please contact us to arrange an appointment.  It’s good to know you have options and whether it is to stay put, attempt a loan modification, or do a short sale I have the experience to help you through the process.

I can be reached at

941-780-3260 cell/text

joe@manateemoves.com

941-739-6777 office

Joe Murphy, Broker-Associate with Coldwell Banker Residential Real Estate