New refinance program announced allowing underwater homeowners to refi

This month President Obama is announcing a new program to help homeowners who want to refinance their home loans to today’s lower interest rates but have been unable to do so due to being underwater.  Right now in Manatee county almost half of the homes that have mortgages on them owe more than the current… Read More

My first short sale in 2005 and I am selling it again, as a short sale

We all remember our first.. Short sale. I had recently sold a home here in Bradenton, FL, and it was a home that I had sold in the past. 5 years ago I helped the owner get it sold that owed more than what was owed. I didn’t know the term “short sale”, all I… Read More

Florida Hardest Hit Fund Information

SHORT_SALE PIC FOR BLOG

Florida HHF Program: Financial Assistance for Unemployed Homeowners   In February 2010, US Treasury (Treasury) created the “Housing Finance Agency (HFA) Innovation Fund for the Hardest-Hit Housing Markets” (HFA Hardest-Hit Fund). The funds were allocated to 18 states and the District of Columbia to assist in foreclosure prevention efforts. A total of $7.6 billion has… Read More

Short Sale Seminar Nov 7, at waterlefe

short sale seminar

If you are considering doing a short sale? Upside down on your mortgage? Considering a Bankruptcy? Behind on Credit Card payments? Would 5-25,000 dollars help out to relocate? Interested to refinance at today’s low rates, but unable to? Upcoming Free seminar this coming Monday November 7, 2011 at the Waterlefe Golf and River Club from… Read More

Obama Announces changes to HARP Loan modifications for all Fannie and Freddie Mac Loans?

This is breaking news as the Obama administration has side stepped Congress to help underwater homeowners refinance their higher interest loans at today's lower rates.  This could be a big step forward to helping underwater homeowners here in Manatee and Sarasota counties get into a more manageable payment that they can afford.   Some big… Read More

Market report for Manatee County-Stable

market report for manatee county florida homes for sale 9-11

The numbers for the month of September 2011 have come in and inventory has stayed stable.  The total amount of listings was up slightly to 3,500 units, up from 3488. 525 homes went pending in the month, and 431 homes were sold in the month of September. This is typically the slowest time of the… Read More

Panther ridge Bargain

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Just listed in Panther Ridge, this is a killer deal for a bank owned home on acreage in the East Bradenton Area. 

800k- Concession Golf Club bank owned home

not yet finished, bring your contractor and make your dream home come true!

18807 Ganton Ave Bradenton, FL 34202 mls #A3949364 7,698 sqft 5 bedrooms, 7 baths. 5 car garage Just listed in the Concession neighborhood just east of Lakewood Ranch. This is a bank owned home that is incomplete. It is sitting on a premium double lot that was purchased for just under 900,000. The builder was… Read More

Can owning be less expensive then renting? 3 considerations.

parrish, fl home for sale

Prices of homes for sale in Bradenton, Sarasota and Parrish are at the same price points as they were 10 or more years ago.  While rent rates are up more than 25% over the past few years.  Is now the time to Own a home instead of renting.  Here are three considerations if you are… Read More

Is foreclosure the end of the problem? Not always.

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Not many people realize that if you loose a home to Foreclosure the bank has the potential to go after you for a deficiency judgement for up to 20 years! The law allows lenders up to five years to file for a deficiency judgement, and up to 10 years to collect, which can be extended… Read More

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